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Riyadh, Saudi Arabia
Posted 2023/09/28 12:34:55
Expires 2023-11-27
Ref: JB1100039610
Job Description
- Produce any risk specific reports and analysis like Scorecard monitoring, Portfolio Quality Reports (PQR), etc.
- Conducting retail portfolio review & management through development and maintenance of credit MIS & other relevant analyses with the objective of minimizing loss provisions.
- Ongoing evaluation, validation (including engagement with the Scorecard vendor) and Calibration of the Score cards to improve discriminative power of the automatic scoring system (application and behavioral)
- Monitoring loss performance vis-à-vis risk budget/targets to track performance against expectations.
- Produce periodic Risk Provision calculations and liaise with relevant stakeholders for successful passing the relevant accounting entries.
- Credit Negative list management so as to disallow customers with previous negative experience from applying for asset products.
- Reporting risk issues to management on time
- Ensure that information utilized in credit decisions for retail banking credit products is adequately verified and accurately captured in related front-end systems including but not limited to the loan origination system.
- Make informed decisions where exceptions are escalated for credit review for a proposed facility based on the information provided in system and within the authorities delegated.
- Ownership of Analytical Data Mart (ADM) for both KSA and BAH
- Support Retail business decisions with quality data analytics and portfolio management.
- Recommend to relevant authority holders any amendments to Employer White List & periodic monitoring of employer / sector limit maintenance and portfolio performance.
- Providing regulatory / disclosure information that is complete and accurate on behalf of Retail Risk to Compliance / Finance / Audit / Credit Bureaus / Regulators.
Skills
- Understanding of data management and relational databases.
- Good skills in using MS office applications especially excel and power point, & Internet proficiency.
- Strong analytical skills, communication skills, Problem solving, knowledge of retail banking principles, good English language.
Job Details
Job Location
Riyadh, Saudi Arabia
Job Role
Accounting/Banking/Finance
Employment Type
Direct Employee
Number of Vacancies
1
Preferred Candidate
Career Level
Mid Career
