تقديم السيرة الذاتية
هل أنت مهتم ببناء مسيرة مهنية معنا؟ قدم سيرتك الذاتية الآن
يتطوّر فريق عملنا باستمرار، وسيسرنا الحصول على مساعدتك لجعل شركتنا أكثر تميّزًا.
لديك 3 خطوات لتصبح واحدًا من فريق عملنا
Credit Risk Assessment & Underwriting Assess the creditworthiness of HNWIs and UHNWIs based on their income sources, net worth, liquidity, and investment holdings. • Evaluate collateral quality, including real estate, investment portfolios, and other assets, ensuring adequate security for loans. • Calculate key risk metrics such as Loan-to-Value (LTV), Debt-to-Income (DTI), and leverage ratios. • Prepare detailed credit memos for approval, highlighting risks, mitigants, and recommendations. Risk Monitoring & Portfolio Management Continuously monitor existing credit exposures to detect early warning signs of financial distress. • Conduct stress testing and scenario analysis to evaluate the impact of market changes on client portfolios. • Ensure compliance with internal credit policies, Basel regulations, and local regulatory requirements. • Maintain and update risk reporting dashboards for senior management and regulatory bodies. Collaboration & Stakeholder Engagement Work closely with Private Banking relationship managers, investment advisors, and legal teams to structure credit solutions tailored to client needs. • Assist in structuring complex credit facilities, including collateralized lending, real estate financing. • Support internal and external audits by providing necessary risk documentation and reports. Policy & Framework Development • Contribute to the development and refinement of private banking credit policies. • Recommend improvements to risk models and underwriting processes to enhance risk-adjusted returns.
Strategy and clients - Work with Group Chief Sustainability Officer to develop and execute plans to make GIB best known for sustainable finance in the region. - Become a valued and trusted partner and advisor, through engaging and advancing clients on sustainability matters. Sustainable finance products and services - Lead business development opportunities in sustainable finance to deliver sustainable transactions, outstanding relationships and sound commercial outcomes. - Lead the delivery of relevant sustainability advisory services, inc. client proposals, pitch decks and benchmarking analysis. - Lead the development of supporting analysis and assessment to understand the nature of clients’ business and sectoral developments. - Collaborate with the sustainable finance and internal teams to ensure that GIB has an innovative suite of suitable, high integrity sustainable products and services. Processes and risk - To drive deeper integration of sustainability by overseeing the implementation, development and update of internal knowledge and sustainability frameworks, e.g. Sustainable and Transition Finance Framework, Sustainable Balance Sheet. - Ensure robust legal and regulatory compliance across all activities and in line with GIB’s own internal frameworks and policies. - Ensure outstanding integrity and transparency in sustainability activities. - Support and encourage positive, proactive management environmental, social, regulatory, reputational and ethical risks integration across all areas of the business. Policy, advocacy and engagement - Develop, engage and manage relationships with external stakeholders, including shareholders, peers, regulatory bodies and ESG rating agencies, on sustainability and climate-related issues. - Support GIB’s contribution to SAMA’s ESG Banks Advisory Committee workstreams, leading workstreams if required and supporting other GIB representatives. - Raise GIB’s role as a thought leader in the region through contributing to articles and participating in conferences, events and webinars. Governance and regulation - Support other regional regulatory requirements and policy needs. - Ensure that sustainability-related committees are provided with the relevant reporting and analysis: Board Sustainability and Climate Change Committee (BSCCC), Group Sustainability Council and the Sustainability Evaluation and Assessment Committee (SEAC). - Deliver materials to the GIB Board, management committees and groups as required. People and talent - Support internal training programmes/collaborations / introductions & referrals of MNC clients in in the region across GIB group.
Position : Senior Relationship Manager – Private Banking Location : Riyadh Key Responsibilities: HNWI Client Acquisition & Relationship Management. Archive own portfolio financial targets. Building and maintaining relationships with high-net-worth (HNW) clients base. Managing a portfolio of private banking clients and offering tailored investment and financing solutions. Experience in offering lending solutions, including collateralized lending, mortgages, and tailored credit facilities to HNWI. Cross-Selling & Revenue Growth. Promote banking products such as treasury solutions, investment opportunities, and private banking services . Requirements: Minimum of 7 years of experience in private banking or wealth management. Strong relationship-building and sales skills with a proven track record of working with HNW clients. Bachelor’s degree in business Admiration or relevant qualifications (MBA) is an advantage.
1. Develop and execute a comprehensive product strategy to achieve asset business growth.2. Collaborate with digital, technology & marketing teams to launch innovative products to improve digital sales, revenue growth, customer experience and drive innovation.3. Collaborate with Sales, Compliance, Governance & controls functions to maintain & modify existing Cards & Loans products 4. Understand market trends and customer insights to plan and steer product strategy.4. Analyse sales data and performance metrics to identify areas for improvement and implement corrective measures.5. Implement digital sales tools, platforms, and automation technologies to streamline processes and enhance productivity.6. Stay abreast of industry best practices, emerging technologies, and competitive landscape to drive continuous improvement.7. Monitor and report on digital sales performance, presenting insights, and recommendations to senior management.Job Description8. Ensure compliance with regulatory requirements, security protocols, and ethical standards
1. Develop and execute a comprehensive product strategy to achieve asset business growth.2. Collaborate with digital, technology & marketing teams to launch innovative products to improve digital sales, revenue growth, customer experience and drive innovation.3. Collaborate with Sales, Compliance, Governance & controls functions to maintain & modify existing Cards & Loans products 4. Understand market trends and customer insights to plan and steer product strategy.4. Analyse sales data and performance metrics to identify areas for improvement and implement corrective measures.5. Implement digital sales tools, platforms, and automation technologies to streamline processes and enhance productivity.6. Stay abreast of industry best practices, emerging technologies, and competitive landscape to drive continuous improvement.7. Monitor and report on digital sales performance, presenting insights, and recommendations to senior management.Job Description8. Ensure compliance with regulatory requirements, security protocols, and ethical standards
- Provide legal support to assigned Bank operations / region, ensuring appropriate and required legal documentation and compliance. - Manage and supervise the Legal Counsel and staff in the Legal Unit. - Review, prepare and negotiate contracts between the Bank and third parties; common types of contracts including commercial contracts, loan agreements (for wholesale and retail), multi-option facility agreements, guarantees, bank undertakings, ISDAs and FX Agreements, sub-participation agreements, repos, Islamic financing agreements, software license agreements, outsourcing agreements and IT agreements. - Ensure prudent review of all contracts with a view to assessment of risk and preventing legal exposure to the Bank. Recommend modifications to agreements, standards, models and documentation as legal requirements change. - Support BU managers in the resolution of all contractual issues/disputes in order to secure the Bank’s best interests. - Conduct research and advise BU managers on relevant legal and regulatory requirements in the assigned region/country. Research records and legal precedent so that all required data and information is available in timely and easy to use manner. - Follow up on changes in legislation and other developments in the legal and banking field to remain updated. Review relevant legal journals and court circulars on a frequent basis communicate the same to more senior members within the relevant function any information or newly drafted regulations of which they need to be aware. - Ensure that all copies of legal documents are stored in a logical and convenient manner so that information is easily retrieved. - If required (and if Arabic speaking), review short text Arabic documents, translating these documents into English and prepare the response in Arabic. - Represent the Bank (either directly or through external legal counsel) before, including without limitation, any court, judicial or quasi-judicial authority, government department or ministry or arbitral forum. - Liaise with third parties including law firms on behalf of the Legal and the Bank on transactional matters and general queries. - Assist in the preparation of timely and accurate reports to meet Bank and department requirements, policies and standards. - Any other legal matter/s which may be assigned by the Head of Legal.